In baccarat, you have to play not against the casino, but against luck. The main idea of this game is to predict correctly, who will collect more points after the cards have been dealt – you, croupier, or the round will end up in a tie. The main thing here is not victory, but intuition.
In baccarat cards are dealt from a special box (a shoe) that contains 8 shuffled decks randomly split into two parts. After cards from the first part have been dealt, 8 decks are collected together, shuffled, and split into two parts.
Participants of baccarat make bets on Player, Banker, or Tie. Note that you can’t bet on both Player and Banker at the same time. However, you can make a bet on Player and Tie, or Banker and Tie at the same time.
Player and Banker get two cards each. Then the game in baccarat depends on the amount of points these cards brought each of them. Every card less than a Ten is estimated by its its nominal value, Ace is 1 point, Tens and High cards – 0 points. Suit is of no importance. By comparing the Player’s and Banker’s amount of points, only the right figure of the amount is considered. For example, you have 8 and 9. Your total amount is 17, but only number 7 is considered. Thus, the total amount of points varies from 0 to 9, and excess is impossible.
The situation in baccarat when the player or the croupier have 8 or 9 points right after the first dealing, is called natural 8 or natural 9. Natural 9 is can’t be beaten. Natural 8 can be beaten by Natural 9 only. If one of players has Natural 8 or Natural 9, the game stops and results are counted.
Otherwise, the game baccarat is going on as follows.
Player is first to test their fate.
Sum of the first two cards |
Instructions |
0-1-2-3-4-5 |
Hit and pass on to Banker |
6-7 |
Stand and pass on to Banker |
Now it’s Banker’s turn.
Sum of the first two cards |
If Player in baccarat didn’t take the third card, Banker always takes the third card, if their total sum is less than or equals 5. Banker HITS if Player’s third card is: |
STANDS if Player’s third card is: |
0-1-2 |
Regardless of what Player’s third card is, Banker hits |
- |
3 |
0-1-2-3-4-5-6-7-9 |
8 |
4 |
2-3-4-5-6-7 |
0-1-8-9 |
5 |
4-5-6-7 |
0-1-2-3-8-9 |
6 |
6-7 |
0-1-2-3-4-5-8-9 |
7 |
Whichever Player’s third card is, Banker stands |
- |
Now the points are counted to determine a winner in baccarat.
Compare points |
Payout Coefficients |
Tie |
8 to 1 (bet $1 – got $9), other bets are returned to players |
Player has more points |
1 to 1 (bet $1 – got $2), other bets lose |
Banker has more points |
95 to 100 (bet $100 – got $195, 5% goes to the house), other bets lose |
Instructions Baccarat