Baccarat Gold - A Most Simple And Exciting Casino Card Game

Baccarat Gold is one variations of the popular game of baccarat that can be found at most brick-and-mortar and online casinos. This is a great variant for beginning players due to simplicity of its rules. What is more, it has relatively  low house edge. Baccarat Gold uses eight 52-card standard decks.

Goal Of The Game

Like in the traditional variation of this game, the goal is to predict correctly who will win – Player or Dealer. Here you can also bet on Tie.

Card Combinations and Value

Baccarat Gold uses the same combinations and value of cards as in traditional baccarat.


  • Player bet (Punto) – 1 to 1 payout
  • Dealer bet (Banco) – 19 to 20 payout (5% commission makes it 1 to 1)
  • Tie bet – 9 to 1 payout

Playing Process

Baccarat Gold has the same rules as conventional baccarat, with several exceptions concerning the situations when the player draws a card.

If the player bets on Punto, he may choose to hit or stand on a total of 5.

If the player draws a third card, the banker’s drawing rules are as follow:

  • Banker total of 0 to 3: Always draw.
  • Banker total of 4 to 5: Draw only if player’s third card is a 3 to 7.
  • Banker total of 6 to 7: Never draw.

Chances and Strategy

If the player chooses to hit on a Player hand of 5, house edge is as follows: 1.15% on Banco and Punto, 4.9% on the Tie.

If the player chooses to stand on a Player hand of 5, house edge is as follows: 0.91% on Banco or Punto, 7.5% on the Tie.

So we can draw the conclusion that the player should hit a Player hand of 5.

You can play Baccarat Gold for money in online casino Spin Palace or try Atlantic City Blackjack for free.